Tax efficiency and advice

Smart tax planning can make a big difference to what you take home. We help freelancers and contractors stay fully compliant while making the most of available allowances, reliefs, and planning opportunities.

Salary and dividend planning

Getting the right balance between salary and dividends is key to keeping your tax bill down.

We’ll help you:

• Develop a tax-efficient formula based on your income and plans to extract profits from your business
• Optimise your personal tax bill vs your company’s
• Set up payroll and dividend payments correctly
• Stay compliant with HMRC and Companies House

Business expenses advice

We’ll show you what you can and can’t claim, and make sure you’re not missing any available opportunities.

We’ll provide:

• Guidance on allowable expenses for your trade
• Help with keeping clear, accurate records
• Support for more complicated areas like home office costs and travel

Pensions and savings

We’ll help you look at the bigger picture, not just what you earn now, but what you keep long term.

We’ll offer:

• Advice on tax-deductible pension contributions
• Optimising income to stay below key tax thresholds
• Planning around Child Benefit, Personal Allowance tapering, and more

Year-end tax reviews

Each year, we’ll check your income and tax position ahead of time, so there’s no surprises and no missed opportunities.

• Pre-year-end review of income and dividends
• Suggestions to reduce tax liabilities before 5 April
• Clear, expert recommendations based on your goals

Practical tax advice, jargon-free!

We don’t just run the numbers; we help you understand your position and make informed choices. It’s all part of the ongoing support we offer our clients.